The modern world accelerates at high speed, with everything being quick and automated. There is no time to stand in long queues and wait to pay off the bills. Also, to keep the hardworking Indian youth’s hustle on and help them save time, the typical cash payment processes got altered to cashless transactions. Thanks to UPI apps for making online shopping, mobile recharges, sending and receiving money rewarding and easy.
UPI stands for Unified Payments Interface – the swift and easy gateway to cashless and secure, never-ceasing transactions. UPI apps can be connected to the mobile numbers linked with the bank accounts to make your inter-bank transfers. Some UPI offers cash backs on storing money in the personal UPI wallet.
Do you wish to download a cashback UPI app on your phone? Then here is the list of the best 10 UPI apps in the country for both Android and iPhone users.
- Fave India
After getting much accreditation abroad, Fave is all set to hit the Indian market soon. Fave app offers the scan pay option and the ticket to unlimited cashback on every transaction. If you are a fan of rewards, Fave India is the best cashback UPI app for you. The app provides assured rewards for each transaction. The cashback is credited directly to the bank account on the next payment made by you. The working of the app is easy and has an attractive interface.
- Google Pay
Google Pay has an easy, clean and well-designed interface with no ads. It employs a double security method by prompting users to enter the security pin. This gives the payee a second chance to think and check the amount before making the payment. Users can also set reminders for regular payments to pay them all in a few taps.
Phone Pay is another leading UPI app as it offers excellent rewards and responsible service. The app also provides a wallet and a platform where users can sell, buy or get the certified gold delivered.
PayTM is the most accepted UPI in India and is well suited for businesses. The app also provides a wallet, cashback and offers. The app has many features, including easy FASTag management for any vehicle.
- Airtel Thanks
Airtel Thanks app or the old My Airtel app is a one-stop destination to pay off all your utility bills, Airtel recharges or money transfers. The UPI uses the ultimate Airtel network to send message alerts and secure payments.
- Amazon Pay
Amazon Pay is a cashback UPI app. The app has an easy to use interface and has all those features you will need.
- BHIM UPI
BHIM UPI is one of the most popular apps because of its availability in 20 Indian languages, right from Hindi to Tamil. The app is simple to use and can be customised.
MobiKwik, despite being a UPI app, acts much like financial assistance in times of crisis. The app provides loans up to 5 lakh rupees with interest rates varying between 12-30%.
Freecharge provides exclusive deals on shopping, and its manageable interface is also available for iPad. UPI app offers gift cards and is the oldest cashless platform in India.
These trusted and most secure apps offer scan to pay that initiates the payment after scanning the specific QR code. Having a UPI payments app has become essential to go hand in hand with the world. Since the merits of every UPI app vary, select your UPI app carefully, and don’t forget to check the reviews.
A cashless world awaits you, so download a UPI app on your Android or iPhone today.